Ethics & New Jersey Insurance Law
Professional conduct, producer responsibilities, consumer protection, misrepresentation, fiduciary duties, trade practices and New Jersey regulatory standards.
Course Overview & Upcoming Class
Complete your New Jersey insurance continuing education with a 24-credit CE package from Atlantic School of Insurance. Choose interactive online Self-Study or available instructor-led formats while reviewing ethics, producer responsibilities, coverage concepts and New Jersey insurance law for your biennial producer license renewal.
24 CE CreditsEthics Requirement • 1 Fraud Credit May Substitute2-Year Renewal CycleInteractive Online Self-Study • Live Zoom • In-Person
Current Atlantic School tuition for the 24-credit Continuing Education package is $300. Confirm your current CE transcript and any special requirements that apply to your license before renewal.
New Jersey Insurance CEProfessional education for licensed producer renewal
Next Available Class
Register Now
September 14–18, 2026
9:30 AM – 4:00 PM • In-Person / Live Zoom
24 CreditsRequired for a resident producer’s two-year renewal cycle
3 Ethics-RelatedOne of the 3 may be an approved insurance-fraud credit
Up to 12 Carry OverEligible excess non-ethics credits may carry to the next cycle once
PSI CE TranscriptCredits must be satisfied and recorded before online renewal
New Jersey CE Requirement
How Many Continuing Education Credits Do NJ Insurance Producers Need?
NJDOBI currently requires a resident individual insurance producer renewing after a two-year license period to complete 24 approved continuing education credits. The current rule requires 3 credit hours related to professional ethics, and 1 of those 3 hours may be substituted with an approved insurance-fraud credit. Producers authorized to sell flood insurance also have a one-time 3-credit flood/NFIP training requirement, and those credits count within the 24-credit total. Review the NJDOBI 2023 CE amendment →
Atlantic School CE Series
A Broad New Jersey Insurance CE Review for Licensed Producers
Atlantic School’s continuing education series is built for licensed producers who want a practical renewal-focused review across ethics, New Jersey law and major insurance lines.
Life Insurance
Life products, policy concepts, professional practice, suitability considerations and producer responsibilities that remain important after licensing.
Health Insurance
Health products, disability coverage, policy concepts, New Jersey requirements and professional standards for licensed producers.
Property Insurance
Homeowners, commercial property, flood concepts, coverage fundamentals and professional standards for New Jersey insurance professionals.
Casualty Insurance
Liability, automobile, commercial casualty, producer duties and practical compliance concepts for active insurance professionals.
Title Insurance
Real-property concepts, title insurance coverage, producer obligations and New Jersey professional standards.
Renewal Process
How New Jersey Insurance CE Fits Into License Renewal
Continuing education and license renewal are related but separate steps. Completing CE does not by itself renew the producer license.
Check Your Renewal Date
Individual producer licenses generally renew on a two-year cycle tied to the last day of the producer’s birth month.
Review Your CE Transcript
Check your current continuing education record through PSI so you know which approved credits are already banked for the renewal cycle.
Complete the Required CE
Resident producers generally need 24 approved credits, including the three-credit professional-ethics requirement; one of those three hours may be satisfied with an approved insurance-fraud credit.
Renew the Producer License
After required credits are satisfied and recorded, complete the producer renewal through the current NJDOBI/NIPR renewal process.
For current requirements, review the official NJDOBI Producer FAQ, NJDOBI Insurance Licensing & Renewal page, and PSI Continuing Education transcript system.
New Jersey Insurance Producer CE Requirements
24 CreditsPer two-year resident producer renewal cycle
3 Ethics-RelatedOne of the 3 may be substituted with approved insurance fraud
12 CarryoverMaximum eligible excess credits; carried credits may carry forward once
15 DaysNJDOBI reporting deadline for providers to file earned credits after course completion
NJDOBI states that credits carried forward may only be carried over once and that ethics credits cannot be carried over to the next licensing cycle. Nonresident New Jersey producer licensees generally are not required to meet New Jersey’s continuing education requirement because they satisfy their home-state requirements.
Current 24-Credit New Jersey Insurance CE Package
Continuing Education — 24 Credits
$300
Atlantic School CE Package
Register for Continuing Education →
Atlantic School’s 24-credit package is designed to help licensed New Jersey insurance producers complete continuing education for the current renewal cycle. The series includes ethics and New Jersey insurance-law education along with line-specific professional review.
- 24-credit Continuing Education package
- Ethics and New Jersey insurance-law education
- Life, Health, Property, Casualty and Title review topics
- Support with the continuing education and renewal process
Flexible CE Options
Interactive Online Self-Study, Live Zoom & In-Person New Jersey Insurance CE
Atlantic School offers continuing education in multiple formats where available. Use the current CE schedule and registration form to confirm the format offered for your selected course or package.
Interactive Online Self-Study CE
Complete Atlantic School’s online Self-Study CE through an interactive online learning platform that records course progress, required internal knowledge checks and completion records. New Jersey CE rules distinguish non-interactive self-study, which culminates in a monitored examination, from interactive online programs, for which a separate monitored examination is not required when NJDOBI determines the program has sufficient internal testing. Complete all required course activity shown in the platform before Atlantic verifies successful completion and reports earned CE credits.
Register for Interactive Online Self-Study CE →Live Zoom CE
Join scheduled instructor-led online continuing education from home while reviewing ethics, compliance, coverage and producer responsibilities.
View Live Zoom CE Options →In-Person CE
Attend classroom continuing education when offered at Atlantic School’s New Jersey training locations.
View In-Person CE Options →
Online CE Completion
How Atlantic School’s Interactive Online Self-Study CE Works
Atlantic School’s online Self-Study CE is delivered through an interactive online learning platform that monitors required course progress and maintains completion records. Students work through the assigned CE content and required internal knowledge checks in the platform. Under New Jersey CE rules, interactive online programs may use sufficient internal testing instead of a separate monitored examination when NJDOBI approves the program on that basis. Atlantic verifies successful completion under the applicable course requirements before earned CE credits are reported for the producer’s renewal cycle.
Access Your Online CE
Use the online learning platform to open the assigned continuing education coursework for your renewal cycle.
Complete Required Coursework
Work through the required material and internal knowledge checks while the platform records progress and completion activity.
Completion Is Verified
Atlantic School reviews the recorded completion status and required course activity before the course is marked successfully completed.
Earned Credits Are Reported
After successful completion, Atlantic School reports earned CE credits so they can be reflected on the producer’s continuing education record.
Know Before Renewal
Carryover, Ethics, Flood Training & Other CE Rules
Up to 12 eligible excess continuing education credits may carry over to the next licensing cycle. Credits carried forward may only be carried over once, and ethics credits do not carry over. Producers authorized to sell flood insurance have a one-time 3-credit requirement covering flood insurance and the National Flood Insurance Program; those credits are part of the 24-credit total.
Attorneys are not exempt from insurance-producer CE merely because they hold Title authority, and nonresident producer licensees generally do not have to satisfy New Jersey’s resident CE requirement.
Review Current NJDOBI CE Rules →
Who This Is For
Licensed New Jersey Insurance Producers Preparing to Renew
Life & Health ProducersProperty & Casualty ProducersTitle ProducersSurplus Lines Producers
Not sure how many credits you already have? Check your PSI CE transcript before registering.
Register for Continuing Education
Atlantic School
Why Complete New Jersey Insurance CE with Atlantic School?
Common Questions
New Jersey Insurance Continuing Education FAQs
How many CE credits do New Jersey insurance producers need?
Resident individual producers renewing after a two-year license period generally need 24 approved continuing education credits. The current rule requires three credit hours related to professional ethics, and one of those three hours may be substituted with an approved insurance-fraud credit. See NJDOBI’s adopted 2023 amendment.
How often do New Jersey insurance producers renew their licenses?
Individual producer licenses generally renew on a biennial cycle tied to the last day of the producer’s birth month. Always verify your exact expiration date through NJDOBI’s license-status resources.
Can extra New Jersey insurance CE credits carry over?
Yes. NJDOBI currently permits up to 12 eligible excess CE credits to carry into the next licensing cycle. Credits carried forward may only be carried over once, and ethics credits cannot be carried over.
Do nonresident New Jersey producers need New Jersey CE?
NJDOBI states that nonresident New Jersey producer licensees are not required to meet New Jersey’s continuing education requirement.
Do New Jersey Title insurance attorneys have to complete CE?
Yes. NJDOBI states that attorneys, including attorneys authorized only for Title insurance, are subject to continuing education requirements.
What is the flood insurance continuing education requirement?
Producers authorized to sell flood insurance have a one-time 3-credit requirement in approved flood insurance and National Flood Insurance Program education. Those credits are part of the 24-credit total.
Where can I check my current New Jersey CE credits?
NJDOBI directs producers to PSI Services to review continuing education records. Check your transcript before renewal so you can confirm all required credits have been recorded.
How does Atlantic School’s interactive online Self-Study CE work?
Students complete the assigned CE coursework through an interactive online learning platform that records required course progress, internal knowledge checks and completion activity. New Jersey CE rules distinguish non-interactive self-study courses that culminate in a monitored examination from interactive online programs that may use sufficient internal testing without a separate monitored examination when NJDOBI approves the program on that basis. Atlantic School verifies successful completion under the applicable course requirements before earned continuing education credits are reported.
How quickly must an education provider report completed CE credits?
NJDOBI states that approved schools must file each producer’s earned credits within 15 days after course completion.
How much is Atlantic School’s 24-credit CE package?
Current tuition is $300 for the 24-credit Continuing Education package.
How do I register for Atlantic School continuing education?
Use the Continuing Education registration page, or review the current CE schedule and formats before enrolling.
Complete Your New Jersey Insurance Continuing Education
Review your current CE transcript, complete the credits required for your renewal cycle, and keep your New Jersey producer license on track.