New JerseyProperty & CasualtyInsurance License Classes

NJDOBI lists Property as 20 hours, Casualty as 20 hours, and the combined Property and Casualty pre-licensing requirement as 40 hours for resident applicants who do not qualify for an education waiver.

Yes. Property and Casualty are separate New Jersey lines of authority. Candidates seeking both lines must satisfy the current examination requirements for each line and pass the applicable Property and Casualty licensing examinations unless the same-line examination exception applies. Atlantic School’s combined 40-hour P&C course prepares students across both subject areas.

Yes. NJDOBI lists Property as a 20-hour pre-licensing line, Casualty as a 20-hour line, and the combined Property and Casualty course as 40 hours. Atlantic School uses the same scheduled Monday–Friday class week for all three instructor-led options: Property-only students attend Monday, Tuesday and Wednesday; Casualty-only students attend Monday, Thursday and Friday; and combined Property & Casualty students attend Monday through Friday. Monday covers the shared New Jersey law component included in each 20-hour line and in the full 40-hour combined course. View the P&C class week, register for Property, register for Casualty, or choose the combined P&C course.

New Jersey resident applicants generally must pass the applicable producer licensing examination for each Property and/or Casualty line sought after completing required pre-licensing education. NJDOBI’s current same-line exception generally applies when you previously held that same resident line of authority in another state and the license is either current or became inactive within the previous 90 days. An education waiver and an examination exception are separate concepts.

Yes. Atlantic School offers instructor-led In-Person and Live Zoom options and a Self-Study Property & Casualty option. For Self-Study, students complete the required Property and Casualty coursework and chapter quizzes, then complete the required course examination or examinations under Atlantic School’s completion process before a course-completion certificate is issued. Compare the available formats before registering.

Current classroom locations include Toms River, Hazlet, Edison and Parsippany. Check the P&C schedule for the location offered on each class date.

The combined pre-licensing education is 40 hours; Property-only and Casualty-only are 20 hours each. Total time to complete the licensing process varies based on the course option and schedule you choose, PSI examination availability, fingerprinting and New Jersey application processing. Use the current class schedule and official PSI/NJDOBI resources when planning your timeline.

For a New Jersey resident applicant, NJDOBI states that the licensing examination for a specific line is generally not required if you previously held the same resident line of authority in another state and that license is either current or became inactive within the previous 90 days. Nonresident applicants follow separate reciprocity rules. Review the official NJDOBI producer licensing FAQ before enrolling or applying.

NJDOBI may waive the pre-licensing education requirement for applicants who qualify under its current waiver rules, including certain approved professional designations for Property and Casualty. An education waiver does not by itself eliminate the licensing examination; the examination is separately excused only when the applicable same-line examination exception is satisfied. Review NJDOBI’s current licensing and education information before scheduling the exam.

PSI’s current New Jersey candidate bulletin says Property and Casualty candidates must present a current, valid government-issued photo ID and must also present their pre-licensing course completion certificate (electronic or hard copy) or an NJDOBI waiver. For a retake, the required certificate or waiver may be presented, or the failing score report may be used as specified by PSI. Review the current NJDOBI Producer FAQ before test day.

The current New Jersey state fee is $170 for an initial resident individual Insurance Producer application that includes Property, Casualty, or other major lines. NIPR states that this is the state fee only and does not include any NIPR transaction fee. Review New Jersey resident licensing fees on NIPR.

Atlantic School’s In-Person and Live Zoom formats are instructor-led and include direct interaction, explanations and guided review. Self-Study provides flexible 24/7 learning with support available when needed. Compare the three study formats before registering.

Use the current Property & Casualty class schedule for upcoming dates, formats and registration options.