Property Loss Adjusting
First-party property claims, the public adjuster’s role, post-loss duties, proof of loss, appraisal, loss estimating, claim documentation and adjustment of covered property damage.
Course Overview & Upcoming Class
Prepare for the New Jersey Public Adjuster licensing examination with structured instruction in property loss adjusting, insurance concepts, policy forms and New Jersey public adjuster law.
$299 Tuition1 Day • 9:30 AM–4:00 PMPSI Exam PrepInstructor-Led
The Public Adjuster class is a one-day course scheduled from 9:30 AM–4:00 PM. Current dates, delivery formats and availability are maintained on the Class Schedules page.
Public AdjusterProperty claims, coverage analysis and policyholder representation
Next Available Class
Register Now
September 11, 2026
9:30 AM – 4:00 PM • In-Person / Live Zoom
Represents the InsuredPublic adjusters advocate for policyholders on first-party property claims
PSI Licensing ExamNew Jersey Public Adjuster examination administered by PSI
1-Day Class9:30 AM–4:00 PM on the scheduled class date
$299 TuitionAll Atlantic School class materials included
Course Coverage
What You’ll Study for the Public Adjuster Exam
The course is organized around the knowledge a Public Adjuster candidate needs to understand property claims, insurance coverage and the New Jersey laws that govern public adjusting.
Insurance Terms & Valuation
Perils and hazards, indemnity, insurable interest, proximate cause, subrogation, coinsurance, actual cash value, replacement cost and other concepts used when evaluating property losses.
Policy Forms & Coverage
Dwelling and homeowners forms, condominium coverage, flood concepts, commercial property and other policy forms a public adjuster may encounter while analyzing a claim.
New Jersey Public Adjuster Law
Licensing requirements, bonds, written contracts, prohibited practices, solicitation restrictions, handling of insured funds, continuing education and professional responsibilities under New Jersey law.
Know the Role
Public Adjuster vs. Insurance-Company Adjusters
The word “adjuster” can describe different roles. For New Jersey Public Adjuster licensing, the key distinction is who the adjuster represents during a property claim.
Public Adjuster
Represents the insured for compensation in preparing, presenting and negotiating a first-party property insurance claim.
Staff Adjuster
Works for an insurance company and handles claims on the insurer's behalf.
Independent Adjuster
Typically works as an outside contractor handling claims for one or more insurance companies rather than representing the policyholder.
Licensing Path
How to Get a New Jersey Public Adjuster License
New Jersey licenses Public Adjusters under a separate licensing act from insurance producers. Individual applicants generally must pass the Public Adjuster examination unless an applicable statutory exception applies.
Review New Jersey Eligibility
Confirm the current resident or nonresident application requirements that apply to you through the New Jersey Department of Banking and Insurance.
Prepare for & Pass the Exam
Study the tested claims, insurance and New Jersey law topics, then schedule the applicable Public Adjuster licensing examination through PSI unless an examination exception applies.
Complete Required Background Steps
Resident applicants should follow current NJDOBI instructions for fingerprinting and the criminal-history background process as part of the licensing application.
Secure the Bond & Apply
After satisfying the examination requirement, complete the current application process. New Jersey law requires a $10,000 Public Adjuster surety bond, and NJDOBI currently lists the initial individual Public Adjuster license total at $70.
Public Adjuster licensing procedures can change. Verify current requirements through the official NJDOBI Insurance Licensing & Education page, NJDOBI Public Adjuster forms, NJDOBI licensing fees, and PSI New Jersey insurance testing portal.
Licensing Exam at a Glance
Public AdjusterSeparate New Jersey license category
Exam FormatComputer-administered; verify question type with PSI
Passing ScoreVerify the current PA threshold with PSI
Exam Fee$47 per examination
New Jersey law generally requires an individual Public Adjuster applicant to pass a licensing examination unless a statutory exception applies. PSI administers the examination and currently provides both test-center and remote-proctored scheduling. PSI’s current Public Adjuster examination content outline lists 70 scored items, a 70% minimum passing score, and 3.5 hours allowed. PSI administers the examination by computer. NJDOBI’s current Producer FAQ lists the examination fee as $47 per examination. Review the current NJDOBI Producer FAQ. Review the PSI Public Adjuster content outline and current candidate bulletin.
Current Public Adjuster Course Tuition
Public Adjuster
$299
Instructor-Led Course
Register for Public Adjuster →
Atlantic School’s Public Adjuster course is designed to prepare candidates for the New Jersey licensing examination and the claims concepts they will encounter in public adjusting. Check the current schedule for available class dates and delivery formats.
Tuition vs. state costs: The $299 Atlantic School tuition is separate from PSI examination fees, fingerprinting costs, the required bond, and NJDOBI licensing fees.
- All class materials are included in tuition
- Instructor-led explanations of property claims, insurance concepts and policy forms
- Focused review of the New Jersey Public Adjusters’ Licensing Act and exam-tested state rules
- Exam-oriented review designed around the New Jersey Public Adjuster licensing path
Course Experience
Choose Live Zoom or In-Person Exam Prep
Atlantic School schedules instructor-led Public Adjuster training in Live Zoom and In-Person formats. Availability varies by class date, so use the current schedule as the source of truth before registering.
Live Zoom Classes
Join live remote instruction with real-time teaching, questions and guided review from an Atlantic School instructor.
View Live Zoom Dates →In-Person Classes
Learn in a structured classroom setting with live explanation of claims concepts, policy language, state law and exam-focused topics.
View In-Person Dates →
Current Schedule
Find the Next Public Adjuster Class
Atlantic School’s Public Adjuster prep is scheduled as a one-day class from 9:30 AM–4:00 PM. Dates and available delivery formats are maintained on the live 2026 class schedule.
View Current Public Adjuster Schedule →
Before You Register
Confirm the class date and delivery format.
The Public Adjuster schedule is the source of truth for upcoming class dates and currently available formats.
Comparing insurance careers? Review New Jersey Property & Casualty licensing classes, explore Title Insurance licensing, or use the New Jersey License Guide →
See Current Public Adjuster Schedule
Atlantic School
Why Students Choose Atlantic for New Jersey Insurance Licensing
Common Questions
Public Adjuster Licensing FAQs
What does a Public Adjuster do in New Jersey?
A Public Adjuster represents the insured, rather than the insurance company, in connection with a first-party property insurance claim. The role can include analyzing coverage, documenting damage, preparing the claim and negotiating the amount of a covered loss on the policyholder’s behalf.
Do I have to pass an exam to become a New Jersey Public Adjuster?
New Jersey law generally requires each individual Public Adjuster applicant and sublicensee to pass a written examination unless an applicable statutory exception applies. PSI administers New Jersey insurance licensing examinations.
Is the Atlantic School Public Adjuster course a 20 or 40-hour producer pre-licensing requirement?
No. Public Adjusters are licensed under a separate New Jersey statute from insurance producers, and Public Adjuster is not listed in NJDOBI's producer pre-licensing hour table as a 20 or 40-hour producer line. Atlantic School's Public Adjuster course is focused licensing education and exam preparation. Verify your individual eligibility and current application requirements with NJDOBI.
What are the passing score, question count and time limit for the New Jersey Public Adjuster exam?
PSI’s current Public Adjuster examination content outline lists 70 scored items, a 70% minimum passing score, and 3.5 hours allowed. The examination is administered by computer. Review the PSI Public Adjuster content outline.
How will I receive my New Jersey Public Adjuster exam result?
PSI states that your score is displayed on screen at the end of the examination and that a score report is emailed to you. Use PSI’s current candidate information when scheduling and testing.
How much is the New Jersey Public Adjuster exam fee?
NJDOBI’s current examination fee is $47. Review the current NJDOBI Producer FAQ.
Does New Jersey require a bond for a Public Adjuster license?
Yes. New Jersey law requires a $10,000 Public Adjuster surety bond. Review the current application and bond instructions before submitting your license application.
What do I need after I pass the New Jersey Public Adjuster exam?
Follow the current NJDOBI application process. For resident individual applicants, this includes the required criminal-history background/fingerprinting process. New Jersey law also requires a $10,000 Public Adjuster surety bond, and NJDOBI currently lists the initial individual Public Adjuster license total at $70. Use NJDOBI's current forms and fee pages before submitting.
Does a New Jersey Public Adjuster need continuing education after licensing?
Yes. NJDOBI states that Public Adjusters subject to the biennial renewal system must complete 15 hours of continuing education to renew. Individual Public Adjuster licenses renew biennially on the last day of the licensee's birth month under the current NJDOBI rules.
Can I prepare for the Public Adjuster exam online?
Atlantic School may offer instructor-led Live Zoom Public Adjuster classes in addition to classroom training. Availability varies by class date, so check the current Public Adjuster schedule for the formats being offered.
How much is Atlantic School’s Public Adjuster course?
Current tuition is $299, and all class materials are included. Review the registration page for the current tuition and your class selection before submitting enrollment.
Where do I find the next New Jersey Public Adjuster class?
Use the current Public Adjuster class schedule for upcoming dates, available formats and registration options.
Ready to Prepare for Your Public Adjuster License?
Review the current class schedule, choose an available format, and register for Atlantic School’s Public Adjuster exam-preparation course.